Financing Your Investment
Flexible Payment Solutions
Financing Options
Explore different ways to fund your Saudi property investment
There are several ways to finance your Saudi Arabian property investment. The right option depends on your financial situation, investment timeline, and personal preferences. We can connect you with financial advisors who specialize in international property transactions.
Cash Purchase
The most straightforward option for international buyers. Full payment in Saudi Riyals or approved foreign currencies.
- Fastest completion
- No financing costs
- Strongest negotiating position
Developer Payment Plans
Many Saudi developers offer structured payment plans for off-plan and new developments, spreading costs over the construction period.
- Typically 2-4 year terms
- No interest charges
- Milestone-based payments
Saudi Bank Financing
Some Saudi banks offer mortgage products to qualified international buyers, subject to eligibility criteria and regulatory approval.
- Subject to eligibility
- Competitive rates available
- Requires Saudi presence
International Financing
Arrange financing through international banks or use equity release from existing properties in your home country.
- Familiar banking relationships
- Multiple currency options
- Flexible structures
Key Considerations
Important factors for international buyers
Currency
Property prices are typically quoted in Saudi Riyals (SAR). Consider currency exchange implications and hedging strategies.
Transfer Regulations
International fund transfers into Saudi Arabia must comply with both Saudi and your home country regulations.
Documentation
Proof of funds, source of wealth documentation, and identity verification are required for all transactions.
Timeline
Allow sufficient time for fund transfers and banking processes, especially for large transactions.
Important Disclaimer
Makan360 does not provide financial advice or lending services. The financing information on this page is for general guidance only. Availability of financing options varies based on individual circumstances, lender policies, and regulatory requirements.
We strongly recommend consulting with qualified financial advisors, accountants, and legal professionals before making any financing decisions. All financing arrangements are subject to lender approval and terms.